Terms & Conditions.

Welcome to ShouldEye.com, operated by ShouldEye Trust Systems LLC ("ShouldEye," "we," "us," or "our"). These Terms and Conditions ("Terms") constitute a legally binding agreement between you and ShouldEye, governing your access to and use of our website, mobile application, browser extension, APIs, trust analysis tools, AI-generated reports, virtual card program, games, business widgets, affiliate services, and all other products and services we provide (collectively, the "Services").

By using the Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not access or use the Services.

You must be at least 18 years old and legally capable of entering into contracts to use the Services.

• You may register an account using a valid email address. Pseudonyms are permitted.

• You are solely responsible for all activities conducted through your account.

• You agree to maintain accurate account information and to notify us of any unauthorized access.

• ShouldEye provides algorithmic and AI-generated trust assessments, browser extensions, virtual card functionality, receipt scanning, bank/email data sync, user-submitted experience moderation, widgets for businesses, educational modules, games, and XP-based incentive systems.

• Services are provided for personal and informational use only. Commercial use without written permission is prohibited.

• You retain ownership of content you submit, but grant ShouldEye a perpetual, royalty-free license to display, reproduce, distribute, and modify it in connection with our Services.

• You are solely responsible for the legality and accuracy of your submissions. Do not post defamatory, false, or infringing content.

• Our content, scores, and reports are generated by automated systems and AI. While designed for accuracy, we make no guarantees regarding their completeness or correctness.

• ShouldEye reserves the right to modify or remove content, scores, or flags at its sole discretion.

• Users should not rely solely on any AI-generated content for critical decisions, including legal or financial actions.

• By linking your Gmail or bank account (via providers such as Plaid), you authorize us to access transactional and commercial data to generate trust and spending insights.

• This access is opt-in only. We do not store or use your login credentials.

• We may store data about receipts, merchants, payment behavior, or digital communications for trust analysis and personal insights.

• Virtual card services are provided via third-party licensed financial institutions. You agree to their separate terms.

• Use of the virtual card may be subject to KYC (Know Your Customer) verification.

• We are not liable for failed or delayed transactions, merchant disputes, or denial of refunds by third parties.

• You must not use the card to engage in illegal activities or bypass merchant policies.

• XP is earned through eligible actions and can unlock badges, visibility, and gift card eligibility.

• Gift card rewards are limited by availability and may be denied for suspected abuse, manipulation, or false contributions.

• XP, badges, and tokens have no monetary value and cannot be exchanged for cash.

• Rewards are offered at our sole discretion and subject to availability, geographic limitations, and fraud review.

• ShouldEye may disqualify users who attempt to exploit reward systems or use bots to simulate engagement.

• ShouldEye reserves the right to revoke any rewards at any time for suspected abuse.

• Paid plans and one-time purchases are available. Pricing is disclosed on our Pricing Page.

• All prices are in USD and may change at any time. We will notify users of pricing changes 14 days in advance.

• Subscriptions renew automatically monthly or annually. You may cancel at any time through your account dashboard.

• Refunds are only provided if explicitly stated on the purchase page. Certain tools, reports, and digital services are non-refundable once accessed.

• Failed payments may result in suspension of service. You are responsible for keeping your payment method up to date.

• We may offer free trials or limited-time offers, subject to terms that will be made available at the time of the offer.

• All content, algorithms, scoring systems, databases, brand identifiers, and platform tools are owned by ShouldEye Trust Systems LLC.

• You may not copy, modify, resell, reverse-engineer, or extract platform data without our written permission.

• Any unauthorized use of our proprietary content or systems is strictly prohibited.

• ShouldEye may suspend or terminate your access at any time for violation of these Terms, suspected abuse, or legal concerns.

• You may delete your account via settings. Upon deletion, we may retain anonymized data for fraud analysis or legal compliance.

• Accounts terminated for violations may lose access to accumulated XP, rewards, and services without refund.

• The Services are provided "as-is" without warranties of any kind. We do not guarantee outcomes, refunds, or the accuracy of AI-generated data.

• ShouldEye is not liable for any reliance placed on AI-generated trust scores, privacy grades, or refund flags.

• To the maximum extent permitted by law, our liability is limited to $100 or the amount you paid us in the past 12 months, whichever is greater.

• ShouldEye is not responsible for third-party services, payment processors, affiliate partners, or merchants.

• All disputes must be resolved via binding arbitration in Delaware. You waive rights to class actions.

• Users may opt out of arbitration by sending a written notice within 30 days of first use.

• These Terms shall be governed by the laws of the State of Delaware, excluding its conflict of law provisions.

You agree not to:

• Use our Services for illegal, deceptive, or abusive purposes.

• Scrape or extract platform data.

• Impersonate others or falsify contributions.

• Circumvent XP/gift reward systems.

• Use bots or automation to interact with the platform.

ShouldEye is not liable for events beyond our reasonable control, including outages, system failures, cyberattacks, data loss, or legal restrictions.

• You grant us permission to publicly display your submitted experiences, reviews, or comments.

• We may use anonymized or public submissions for educational or marketing purposes.

• You agree not to submit content that includes sensitive personal information of others without consent.

• We may earn affiliate commissions when users click links or make purchases through partner sites.

• Affiliate links do not affect our editorial scoring or moderation.

• Some affiliate links may be monetized and disclosed clearly in relevant content or disclosures.

• Our integrations (Plaid, Gmail, payment processors, analytics providers) may collect data governed by their own policies.

• You agree to comply with all applicable third-party terms when using our platform.

• We are not liable for data loss, account issues, or service interruptions from third-party providers.

• The extension modifies website visuals to display trust scores and notices.

• Use of the extension requires browser-level consent.

• Extension data is processed locally unless user opts in to cloud sync.

• Users may uninstall the extension at any time to disable functionality.

• Widgets may be embedded on approved business sites for reputation display purposes.

• Businesses may not misrepresent, alter, or forge widget data.

• Use of widgets is governed by the widget license terms, and unauthorized usage may result in takedown.

• Businesses may claim and manage their ShouldEye profile by verifying ownership via email, DNS, or platform request.

• False claims, impersonation, or omission of material facts may result in loss of access and possible legal action.

• Businesses are responsible for the accuracy of data submitted and must promptly update key disclosures.

To file a copyright complaint, contact copyright@shouldeye.com with complete DMCA takedown details, including your name, ownership proof, and infringing URL.

• ShouldEye is not intended for users under the age of 18.

• We do not knowingly collect personal data from minors. If you believe a minor has submitted information, contact us for removal.

• Parents or guardians may request deletion of a child's information by emailing hello@shouldeye.com.

• We take data security seriously and follow industry best practices.

• In the event of a breach, we will notify affected users via email and/or public notice in compliance with applicable laws.

• Breach notices will include description, affected data types, and protective actions taken.

• Any feedback, idea, or feature request submitted to ShouldEye may be used, published, or implemented without compensation or acknowledgment.

• You waive any moral rights associated with such feedback.

• Certain services, including financial tools, card rewards, and merchant ratings, may not be available in all countries.

• Users are solely responsible for compliance with their local laws and access restrictions.

• Upon account deletion, we may retain anonymized or aggregated user data to improve service performance, reporting, or AI training.

• This data will not be linked to any personal identifiers.

• Some features may be released in beta or experimental form and are provided "as-is."

• These may be unstable or modified/removed at any time without notice.

• If you choose to log in using third-party services (e.g., Google, Facebook), you authorize us to access basic profile information and use it in accordance with these Terms.

• We are not responsible for functionality or data handling of these third-party providers.

• We may modify these Terms at any time. Material changes will be announced via email or in-app notice at least 7 days in advance.

• Continued use of the Services after such changes constitutes acceptance of the new Terms.

• We are not responsible for account access loss due to expired or inaccessible login emails or third-party credentials.

• In such cases, account and reward recovery may not be possible.

• Users may request an export of their personal data by emailing hello@shouldeye.com. We will respond in accordance with applicable laws.

• If your account is suspended or terminated, you may contact hello@shouldeye.com to request a review.

• We are not obligated to reinstate accounts found in violation of our Terms.

• ShouldEye enforces community standards against abuse, spam, and illegal content.

• You can report abuse or violations via our platform tools or by emailing report@shouldeye.com.

• If you are located outside the United States, you understand and agree that your information may be stored and processed in the U.S., where data protection standards may differ from those in your jurisdiction.

If you have questions about these Terms or our Services, please contact:

ShouldEye Trust Systems LLC
Email: hello@shouldeye.com
Mailing Address: 1207 Delaware Ave STE 4904
Wilmington, DE 19806
Subject: "Terms of Use Inquiry"